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Cases DB & Unicred: Digital transformation and modernization of the cooperative ecosystem

english version

Modernized critical platforms and delivered agile consulting to enhance financial competitiveness.

Strategic execution across three workstreams: modernization of banking systems (Treasury and Credit Portability), expansion of the card platform, and agile consulting to transform organizational culture and processes.

DB & Unicred: Digital transformation and modernization of the cooperative ecosystem

01. Problem

Unicred necesitaba expandir su portafolio de productos y modernizar su base tecnológica para competir en el dinámico sector financiero. El desafío era triple: los sistemas legados de caja y tesorería requerían renovación, la plataforma de tarjetas carecía de funcionalidades para nuevos productos y la estructura organizacional necesitaba más madurez digital.

02. Assessment

DB determined that software modernization efforts, including front-end migration, would fail to deliver full value if legacy operating models remained in place. A step-change in both agility and technology was required.
The strategy focused on building dedicated financial modules (Portability, Treasury) while reshaping team collaboration models, ensuring the technology stack could effectively scale in support of the cooperative’s business strategy.

03. Solution

The engagement was structured across three parallel workstreams:

Software Engineering: Built modules for Credit Portability, Cash Management, and Treasury, while migrating the application front-end to modern interfaces with improved performance and responsiveness.

Card Platform Expansion: Delivered a focused initiative to scale the card infrastructure, enabling the launch of more complete and modern financial services.

Agile Transformation: Implemented agile methodologies across the organization, upskilling teams and redesigning delivery processes to increase autonomy and accelerate execution speed.

Benefits achieved

Organizational agility and autonomy

More autonomous teams and streamlined processes enabled faster response to member and market demands.

High-performance technology platform

Modernized internal systems (Treasury/Cash Management) and front-end interfaces, enabling more secure and seamless operations.

Product portfolio expansion

Successful launch of new card products and services such as Credit Portability, increasing value for cooperative members.

Member satisfaction and engagement

Delivering more modern and competitive financial services strengthened Unicred’s position and increased member loyalty.